Published October 9, 2026 · Recalde & Friedman, PLLC
You need a broker before you can practice
A Florida sales associate performs brokerage services "under the direction, control, or management of another person" (§ 475.01(1)(b), (j), Fla. Stat. (broker associate; sales associate definitions)). You may not operate as a sales associate for anyone who is not registered as your employer (§ 475.42(1)(a)–(d), Fla. Stat. (sales associate may work only for registered employer; compensation only through employer)). Until a broker adds you through DBPR, your license isn't active with an employer. The Division of Real Estate notes that when a broker adds you online, the change is made in real time so you can start working (DBPR Division of Real Estate: Manage My License (Form RE 11, change of broker/employer; post-license education)).
Your first deadline: post-licensing education
Before your first license renewal, you must complete 45 hours of post-licensing education. If you don't, the license becomes null and void, and you would have to repeat the pre-licensing course and the state exam (§ 475.17(3), Fla. Stat. (45-hour sales associate post-licensing education); DBPR Division of Real Estate: Manage My License (Form RE 11, change of broker/employer; post-license education)). Ask how a brokerage helps new licensees get this done.
What matters most in year one
- Training and mentorship. Is there a structured program? Will someone review your first contracts, showings and listing presentations? Is mentorship formal, with a mentor share of your first few commissions, or informal?
- Broker availability. Can you reach the broker or a manager quickly when a deal goes sideways? Ask about response times and office hours.
- Escrow and compliance support. Who reviews your files? How does the brokerage handle escrow deposits? See our escrow chapter.
- Costs before you close anything. Monthly fees, technology fees and association dues add up when you have no income. A higher split with high fixed fees can cost more than a lower split in your first year.
- Lead opportunities. Floor time, open houses, team positions or company leads. Ask what share applies.
- Culture. Visit the office or attend a training session. Talk to agents who joined in the last year or two.
Read the independent contractor agreement
Most brokerages use a written independent contractor agreement. Federal tax law treats a licensed real estate agent as a non-employee for federal tax purposes when substantially all pay is tied to sales rather than hours and a written contract says so (26 U.S.C. § 3508 (qualified real estate agents treated as non-employees for federal tax)). Florida's workers' compensation and reemployment assistance laws have similar commission-only provisions (§ 440.02(18)(d)2., Fla. Stat. (workers' compensation: commission-only real estate licensees); § 443.1216(13)(n), Fla. Stat. (reemployment assistance: commission-only real estate salespersons)). Read the agreement for fees, termination, non-solicitation and what happens to pending deals if you leave.
Questions to bring to the interview
- What does a new agent's first 90 days look like here?
- Who will review my first contracts?
- What are all of my fixed costs before my first closing?
- How do new agents typically get their first clients here?
- How do you support post-licensing education?
- Can I talk to two agents who joined in the last year?
Compare your options with the table in our guide to choosing a brokerage, and keep studying with the free exam study guide.
Frequently asked questions
Do I need a broker to use my new Florida real estate license?
Yes, to practice. A sales associate works under a registered employing broker (or owner-developer) and may not operate for anyone else. You can hold an inactive license without a broker, but you cannot practice with it.
How many post-licensing hours does a new Florida sales associate need?
45 hours, completed before the first renewal. If they are not completed, the license becomes null and void.
Is a higher split always better for a new agent?
Not necessarily. Training, mentorship and leads often matter more in the first year, and fixed monthly fees can outweigh a higher split when you have few closings.
Related articles
- Joining a Real Estate Team vs. Going Solo
- Caps and Fees: How to Calculate Your True Commission Split
- Changing Brokerages in Florida: The License Transfer Steps
- Escrow Deposit Disputes in Florida: What Happens When Both Sides Demand the Money
Also useful: Study guide: license law · Choosing a brokerage
- § 475.01(1)(b), (j), Fla. Stat. (broker associate; sales associate definitions)
- § 475.42(1)(a)–(d), Fla. Stat. (sales associate may work only for registered employer; compensation only through employer)
- § 475.17(3), Fla. Stat. (45-hour sales associate post-licensing education)
- DBPR Division of Real Estate: Manage My License (Form RE 11, change of broker/employer; post-license education)
- 26 U.S.C. § 3508 (qualified real estate agents treated as non-employees for federal tax)
- § 440.02(18)(d)2., Fla. Stat. (workers' compensation: commission-only real estate licensees)
- § 443.1216(13)(n), Fla. Stat. (reemployment assistance: commission-only real estate salespersons)
Last reviewed October 2026. Laws change; confirm current law before relying on this page.