The rates, and where they come from
| Tax | Rate | Authority |
|---|---|---|
| Deeds (all counties except Miami-Dade) | 70¢ per $100 of consideration or portion thereof | § 201.02, Fla. Stat.(1)(a); Florida Department of Revenue, Documentary Stamp Tax |
| Deeds in Miami-Dade County | 60¢ per $100 or portion thereof | Florida Department of Revenue, Documentary Stamp Tax; Florida DOR Form GT-800014, Documentary Stamp Tax (brochure) |
| Miami-Dade discretionary surtax on deeds | 45¢ per $100, except when the property conveyed is only a single-family residence | § 201.031, Fla. Stat.; § 125.0167, Fla. Stat. |
| Notes and written obligations to pay | 35¢ per $100 or portion thereof (capped at $2,450 for notes not secured by a recorded mortgage) | § 201.08, Fla. Stat.(1)(a) |
| Mortgages filed or recorded in Florida | 35¢ per $100 or portion thereof, no cap | § 201.08, Fla. Stat.(1)(b) |
| Nonrecurring intangible tax | 2 mills (0.002) on the just valuation of obligations secured by a lien on Florida real property | § 199.133, Fla. Stat. |
How the "portion thereof" rounding works
Doc stamps are charged per $100 or portion thereof, so the amount is rounded up to the next $100 before the rate is applied. The Department of Revenue's own examples:
- $180,000 deed outside Miami-Dade: 1,800 × $0.70 = $1,260.00.
- $225,132.75 single-family deed in Miami-Dade: rounds up to 2,252 units × $0.60 = $1,351.20.
- $500,000 vacant lot in Miami-Dade: 5,000 × $0.60 = $3,000, plus 5,000 × $0.45 surtax = $2,250, total $5,250.00.
What counts as "consideration"?
For deeds, consideration generally includes money paid plus the amount of any mortgage or other debt the buyer assumes or takes subject to. See Florida Department of Revenue, Documentary Stamp Tax for examples and exemptions.
Why there's no title premium calculator here
Florida title insurance premiums are set by rule (§ 627.782, Fla. Stat.), but the final figure depends on endorsements, reissue credit and simultaneous-issue rules. Ask us for a quote on your file.
Sources
- Florida Department of Revenue, Documentary Stamp Tax
- Florida DOR Form GT-800014, Documentary Stamp Tax (brochure)
- § 201.02, Fla. Stat.; § 201.031, Fla. Stat.; § 125.0167, Fla. Stat.; § 201.08, Fla. Stat.; § 199.133, Fla. Stat.
Rates verified October 2026 against the Florida Statutes (2026) and Florida DOR publications.